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Resolved to Sticking to Your New Year’s Resolution? We Can Help!

new years resolution

According to Forbes Magazine, only eight percent of Americans actually stick to their New Year’s Resolutions.  If you’re determined to make this the year you achieve your New Year’s goals, AbbyBank can help!

Specific, Measureable, Attainable, Relevant and Time-based – This is what you need to remember when defining your 2016 New Year’s Resolution.  Follow these steps to help you create a goal for 2016 that you can successfully complete.

  1. SPECIFIC – When defining your resolution, write down specific details including what, who, where and why.
    1. What do you want to accomplish?
    2. Who is involved in helping you accomplish this goal?
    3. Where will you accomplish this goal?
    4. Why is it that you want to accomplish this goal?
  2. MEASUREABLE – You need to define the ways in which you will measure whether or not you are reaching your goal. For example, if you your goal includes weight loss:
    1. How are you weighing yourself?
    2. What time are you weighing yourself each day?
  3. ATTAINABLE – Make sure your goal is practical. If you set an extremely high goal such as losing 200 pounds, getting completely out of debt or donating $200,000 to your favorite charity, you may be setting yourself up for failure, depending on your time or means.
  4. RELEVANT – Make sure the goal really means something to you personally. If you don’t care deeply about the goal, you are less likely to stick to it throughout the year.
  5. TIME-BASED – This final step will help you further define the specifics of your goal and determine a schedule which you can stick to throughout the year. If your goal involves numbers such as weight or financial savings, try breaking down that goal into smaller milestones such as five pounds per month or $100 per month.

While these steps may be tedious, they are proven to help individuals stick to their goals.  If your New Year’s resolution involves financial savings, give AbbyBank a call.  We’d love to help you achieve your financial goals for 2016!

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