As the holidays approach, customers buying items online increases substantially. Unfortunately, cyber attacks and identity theft also increase with that number. That’s why the professionals at AbbyBank have come up with some helpful tips to stay safe when shopping online this holiday season!
Don’t Use Unknown Wireless Networks
If you are in a coffee shop or airport and a network pops up for you to connect to, your chance of being hacked increases. When the network you are on is not protected, hackers have a chance to get into your phone and locate passwords, account information, and more. Even though you want to check your email or see if there is a good deal somewhere, try to avoid if possible in order to protect yourself.
Use Different Passwords
It is hard to use a different password for each site when you are connected to 50 or 100 sites. However, if a hacker gets ahold of one password, they can use that password with your email to log into all other sites that have the same one.
Don’t Store Credit Card Info on Sites
When online sites have you enter your credit or debit card information, many of them give you an option to save your card information. They say it’s secure and most of the time it is, but hackers may still be able to get into their account and find your information. It’s a little more work to type your information in each time, but it’s more work to deal with getting your money back after someone has stolen it.
Avoid Clicking Links
It’s important to only click the links on trusted sites. When shopping online, you may have a million links pop up for the item you’re searching for. These are easy ways for hackers to bring you to a site they created to give you malware. You can also go directly to a site by entering it in the URL. This way you can feel confident that you’re on a secure site.
Shop Secure Sites
As mentioned above, it is okay to trust links within a secure site. However, if you are searching online for a certain gift to give someone and find a list that links to different sites, do not trust those sites. Search online about which sites are credible before you visit them and provide them your credit card information.
These tips will aid you in being a safe shopper when the holidays begin. If you have any questions or concerns about your account, be sure to contact AbbyBank. Our team of professionals are here to help if a problem does arise! If it’s during non-business hours, you can inactivate your card if it is lost or stolen immediately through your online banking. Just remember to call the bank during regular business hours to request a new card.